Need help with medical bills?
There is nothing more important than your health; however, for too many people, the cost of medical care can be astronomical. If you are having difficulty paying your medical bills, take comfort in knowing that you are not alone. Thanks to the rising cost of healthcare (which seems to be getting higher every year), it can be difficult for even those who have a stable income to afford the medical care that they require. A bill for the trip to the emergency room can cost thousands of dollars, and the expense of long-term illnesses can add up to tens and even hundreds of thousands of dollars. And it no longer matters if you have health insurance, because even with a good plan, the out-of-pocket expense can be immense; if you don’t have insurance, medical bills can be all-consuming.
The exorbitant cost of medical care is wreaking havoc on millions of Americans. In fact, an estimated 60 percent of all bankruptcies that are filed in the United States include medical bills. If you have been putting off going to the doctor because you are petrified of the mountain of debt that will await you, don’t! There are options available that can help you get the medical care you need without the huge bills.
4 Grants for Medical Assistance
Medicaid is a federal and stated funded program that offers financial assistance for medical care to low-income individuals and their family members. The federal government managed Medicaid and each state administers benefits differently. You will need to meet a specific income requirement in order to be eligible for Medicaid; however, if your medical bills are exceedingly high, you may be granted coverage.
Medicaid is recommended as a way to lower upcoming medical costs; but, you may be able to use the funds provided to pay off existing bills.
State-Sponsored Medical Programs
All 50 states offer programs that are designed to provide financial help for medical needs, including health insurance coverage, prescriptions, supplies and equipment, preventative care, and much more. You can find out about the different options that are available in your state by visiting NeedyMeds. Here, you can find a comprehensive list of state-sponsored medical programs and learn about eligibility requirements.
Local Medical Assistance Programs
There are some states, local governments, and nonprofit organizations that offer financial assistance programs for individuals who are having trouble paying off their medical bills. To find out what options are available in your area and to see if you are eligible for assistance, check in with the representatives of your state, county, or city.
Assistance through Medical Institutions
There also some hospitals, particularly those that are run by nonprofit organizations, that do offer charitable programs that will assist with medical bills. These programs can help to either cover the cost of medical care or significantly reduce the expense. Typically, eligibility is based on income, though there may be other eligibility requirements, too. To find out about options that may be available, speak to an area hospital, clinic, or medical professional.